Understanding fertility price

A guide to fertility treatment price - (3) Fertility treatment

Fertility treatment price vary greatly from clinic-to-clinic and from country-to-country. For example, in the UK, the average cost of one IVF cycle is between £5,000 and £7,500, where as in the US the cost of IVF can be two to three times more than the costs in the UK.

Since fertility treatment may be one of the most significant investments you make – financially and emotionally – Gynii Me want to help you cut through the confusion.

We are working closely with the UK’s leading fertility clinics to make fertility treatment more transparent and also more affordable. We have produced this guide to help you make sense of fertility treatment price.

Since every fertility treatment journey is slightly different, our guide is based on a typical fertility treatment journey, to illustrate the key aspects to consider when thinking about fertility costs.

  1. Initial consultation
  2. Fertility assessment
  3. Fertility treatment
ivf clinics

How do clinics structure their fertility price list?

What is generally presented on a fertility clinic’s website is a “headline” price of around £3,000 for an IVF treatment cycle. This is a “bare-bones” cost for the treatment, most of the treatment costs are not included in this figure. The total price of the IVF treatment may sometimes be up to double that presented, once medication and other service fees are added in.

It is worth checking with a clinic to see what items are included in their initial treatment package. We have included a list of items to ask about.

1. Nurse consultation or co-ordination during treatment

This is normally included as part of the initial IVF package, but you may want to confirm that this is the case with your clinic.

2. Ultrasound scans during treatment

This is normally included as part of the initial IVF package, but worth checking that this is the case with your clinic.

3. Monitoring blood tests

Not all clinics offer routine blood tests to monitor hormonal changes as part of their IVF package.

4. Egg collection and sedation

This is essential and will often be included as part of the initial IVF package.

5. Intracytoplasmic sperm injection

This is for ICSI only. Some clinics suggest you use ICSI even if you have access to healthy sperm. This is normally not included as part of the IVF package.

6. Blastocyst culture

Most clinics don’t include this as part of the standard package, however, it is recommended in over 90% of cases, as it increases the implantation rate.

7. Embryo transfer

Embryo transfer - without sedation - is an essential part of any IVF treatment package and should always be included in the initial price.

If you require sedation, you might be charged separately for it.

8. Freezing (storage and maintenance) of any surplus embryos

Some clinics may offer one year storage of surplus embryos as part of the initial treatment package, some may not.

It is important to check with the clinic and the storage cost for future years (i.e. beyond the first year of storage) as you may want to freeze your embryos for frozen embryo transfer at a later date.

We suggest you check the clinic’s embryo storage policy for:

  • How long you can store your embryos
  • Whether it is possible for you to move frozen embryos to another clinic for future treatment and the costs (e.g. administrative costs, delivery costs).
  • Frozen embryo transfer

Transfer of a frozen embryo is not normally included in the initial treatment package. If a fresh cycle cannot be carried out, for some reason, there might be an extra cost for a frozen embryo transfer.

Some clinics have a policy of not allowing freezing of any surplus embryos, in the case of NHS-funded patients.

It is important for an NHS-funded patient to check whether this is the case with the clinic before beginning treatment.

9. Pregnancy scan

Following a positive pregnancy test, some clinics offer a free early-stage pregnancy scan, which is mainly to check the presence of a heartbeat.

10. Follow-up consultation

It is important to check if the clinic will charge you for a follow-up consultation fee if the cycle fails.

11. Post-pregnancy treatment costs

Some clinics continue to treat pregnant patients up to 20 weeks gestation to reduce the chance of miscarriage. This follow-up will involve medication and further scans.

These “post-pregnancy” packages can result in patients spending around £15,000 for a complete IVF treatment cycle.

12. Counselling sessions

It is helpful to check if your clinic provides counselling session(s) as part of the treatment package.

A number of clinics offer one free counselling session. It is beneficial to attend at least one session, as the counsellors are specifically trained in helping patients with fertility issues.

13. Drug costs  

Drug costs are not included in the standard treatment package as patients often require different drugs and dosage levels.

The average cost of fertility drugs ranges from £1,000 to £2,500. It is worth bearing in mind that you can always get a private prescription and source the medication from a cheaper outlet e.g. several supermarket pharmacy outlets, or online pharmacies, sell fertility drugs at cost price.

But you must check that these sources are reputable companies and that they are regulated by the Care Quality Commission (CQC).

14. HFEA license fee

Although this is rarely included in the headline treatment price, an HFEA license fee of £80 is charged, for each IVF cycle.

15. Donor sperm/donor egg

Donor sperm or donor egg will incur a separate cost which you need to check with a fertility clinic.

What is the clinic’s refund policy?

The fertility clinic refund policy is often overlooked, however clinics offer a wide range of refund options, for example, if your cycle is abandoned or cancelled. Your treatment may have to be abandoned if you don’t have many follicles developing, if the eggs fail to fertilise, or you overrespond to certain drugs.

Whilst some clinics will offer you a generous refund - depending on where you are on the treatment journey – other clinics adopt a “zero refund” policy. It is worth checking a clinic’s refund policy in advance of treatment.

If you are having a treatment involving donor sperm or donor eggs, you should check with the clinic whether charges will be applied in the case of a cycle being abandoned or cancelled. Once the donor sperm or eggs have left their sperm/ egg bank, they can’t usually be returned.

When should you make the payment?

Every clinic has their own payment policy. Some clinics require you to make a full payment upfront while some only charge an upfront fee up to the egg collection in the event that the procedure doesn’t fully complete.

Every clinic has its own fertility pricing package and policy; however, Gynii Me’s partner clinics offer a transparent pricing structure, allowing you to find a comprehensive breakdown of the costs involved in fertility treatment on Gynii Me’s website. For other (i.e. non-partner) clinics, we suggest you call them directly to learn about their cost structure before beginning your treatment.

If you need any further guidance on understanding fertility costs, you can contact us at hello@gyniime.com.